Protection for the lifestyle you’ve worked hard to build

Credit protection can help you be prepared for the unexpected. Protect your mortgage for your new home. Safeguard your line of credit for your growing business. Rest assured that your new car loan is safe. Whatever it is, credit protection helps you protect the things that matter to you: your credit rating, your savings and retirement, your home, your family.

Protect the home and your family’s lifestyle

 Your home may be your largest investment. With mortgage protection, you can protect your family financially for less than you think. Mortgage protection helps cover payments because of financial hardship due to a disability, critical illness, death, or involuntary loss of employment.

• Total disability: Covers your insured monthly mortgage payments if you become disabled or sick and are unable to work.
• Critical illness: Pays or reduces your insured mortgage if you suffer a stroke or heart attack, or are diagnosed with a life-threatening disease, such as cancer.
• Life: Pays your insured mortgage balance, tax-free, in the event of your death. Plus, we provide a Living Benefit feature if you are diagnosed with a terminal illness with a life expectancy of 12 months or less.
• Loss of employment: Takes care of your payments if you involuntarily lose your job or are suspended because of a layoff.

Maintain a good credit score, while protecting your family’s future

Loan and line of credit protection helps cover your monthly payments during a challenging time. Plus, it could protect your credit rating and future borrowing power.

• Total disability: Covers your insured monthly payments if you become disabled or sick and are unable to work.
• Critical illness: Pays or reduces your insured balance if you suffer a stroke or heart attack, or are diagnosed with a life-threatening disease, such as cancer.
• Life: Pays or reduces your insured balance, tax-free, in the event of your death. Plus, we provide a Living Benefit feature if you are diagnosed with a terminal illness with a life expectancy of 12 months or less.

Be prepared and protected

We’re here to help you choose the solution that best suits your needs. For more information, contact us today at 1(800)-263-9120 weekdays, 8 a.m. to 8 p.m. EST. or cumis.com

Creditor’s group insurance is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions, and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. To contact CUMIS, A Division of Cooperators Life Insurance Company, visit www.cumis.com or call 1-800-263-9120.